Learn the retirement theory around safe withdrawal rate and if it is a calculation that you should base your retirement plan off of.
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Once you understand that there is a data breach compromising your information, it’s time to take action. Here are 5 things to do if you are a victim of a data security breach.
Robert Hiltonsmith of Demos asks a provocative question. In short, what is the long-term financial cost for a student that incurs debt in the pursuit of higher education? Mr. Hiltonsmith notes that student debt has skyrocketed over the past decade, quadrupling from just $240 billion in 2003 to more than $1 trillion today. Moreover, if current borrowing patterns continue, student debt levels will reach $2 trillion in 2025.
As a writer in the personal finance sector, I spend a lot of time reading blogs about how to improve or establish credit. The information out there is great. I’ve come across tons of articles that offer a variety of ways to improve your credit score. Reading between the lines, it’s become pretty clear to see that there is one thing that is most important above all when working on your credit.
My little girl has been nagging me to get a puppy for some time now. At first it was only the thought of cleaning up smelly little bundles of poop that put me off the idea. Then I started working out how much it could cost to have a pet and I realized that it is more expensive to buy and then keep a pet than I had thought.
Early retirement is not for everyone, but consumer debt should be for no one at all. Do you ever imagine how they took away your freedom? You have to be really strong to escape the system.