If you have a really bad credit score, you can forget about the auto loan: even if you manage to get your application accepted, the interest rates will be highway robbery. That's because the lenders do not view the car as an investment: it's an asset that loses value quickly, so they're not particularly pleased with the thought of having to repose it from you.
Read more at http://www.saveonmoney.org/2012/12/forget-auto-loan_17.html#gKTBjkyBZm25...

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Our culture is increasingly becoming aware of the importance of credit, and of maintaining a good credit history. However, some still do not check their credit reports. They think that it is pointless, unless they actually plan to borrow a large sum of money.

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We worry enough about our own identities and ID theft but we also need to be aware of how to protect our kids from identity theft as well.

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You might surprised at some of the awesome perks that are available to you, if you just pick the right credit card.

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Run a business? Looking for a card that can earn you rewards as well as help you manage your business? Take a look at what the Chase Ink Bold Business Card offers.

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