Back in the 2000s the rage among credit card enthusiasts, if there is such a thing, was 0% balance transfer offers. Not to pay down debt, but to get a free loan and earn interest. They would apply for 0% offers, max out the cards with a cash advance, then put that money into a savings account that earned 4, 5% or more. With a $20,000 credit limit that meant $1,000 a year in interest earned, a great deal.
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