I am going to say that credit cards are not evil. Too many use of credit cards incorrectly and then blame them for their money problems. Not cool!
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If you are already in a hole and want tips on how to pay off credit cards, check out this post. For those who don't yet have credit card debt, here are 5 lessons to help you avoid that fate, while using credit cards to your best advantage:
Bottom line, emotions are a big part of finding yourself in debt (and unable to get out from under it). So how do you battle emotions that could be breaking your budget and keeping you debt-ridden?
Many of us experience a point in life in which we have more bills than income. Debt might be piling up, and you also have other bills, like rent and insurance, to cover.
We’ve been taking a close look at several different apps for quite a while now. A few months ago, we did a detailed review of Prosper, but noticed that there was something wrong. Prosper has two sides;
Having a credit card doesn’t have to lead to debt bondage. With the right mindset, a credit card can be a good idea. With the right approach, a credit card is just another financial tool.
Becoming an authorized user on another person's credit card--also known as "piggybacking"--is a popular way to boost one's credit score. However, it can have devastating results if you don't take into account certain considerations.
The Heartbleed Bug has been garnering many of the recent headlines. With such sweeping access to the world’s log-in and password information, many of us are wondering what we can do to protect ourselves from credit problems related to identity theft. Here are three options.