Yes, you CAN use a home equity loan to buy your next car. But the real question is: SHOULD you?
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Many people wonder whether having multiple credit cads will boost their score, or if having a single card is best. I am a huge proponent of having a single card that you rarely use, but let’s have a look at the topic from both sides.
Your credit is becoming one of the most important items that others use to judge you when making decisions about your reliability. Even some employers are interested in your credit.
Hello friends! Welcome back to another edition of Ask the Reader! As you all know by now (since I can’t seem to stop talking about it!) - I recently got out of credit card debt.
I received my first credit card when I was 18 years old and since then I have always carried a balance. I am now 30 years old. At my highest point, I was owing over $12,000 on 2 cards at an interest rate of 11.99% and 12.99% respectively. You do the math.
Whether in debt or in life, the lies we believe play a crucial part in whether or not we succeed at the goals we set. The mind is a dangerous thing, as the saying goes. It can be our best friend, or our worst enemy, when it comes to pursuing financial independence as we work our way out of debt and into wealth. Of course this message applies to other goals too, whether they be health related, career related, relationship related or whatever other goals we hope to achieve.
A credit card is a plastic card used to purchase goods and services and then pay the cost at a later date. Some credit cards offer more than just a convenient way to make purchases. For example, credit cards with airline miles benefits allow consumers to rack up free air travel miles simply by making purchases with the credit card.
A detailed description of these two popular debt payoff strategies and a real world example of debt snowball vs. debt avalanche in action.
One of the best things about carrying a cash back rewards credit card is the free money. If you want to maximize your free money, here are some of the best credit cards for cash back: