Your home is likely the biggest purchase you will ever make. With a little planning and effort you can employ the following strategies to save money on your mortgage:
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If you’re worried about your job, it makes sense to do what you can to prepare yourself and your finances for the possibilities of a layoff or hours reduction.
Telematics sounds like a rather technical word for something incredibly complicated, doesn’t it? In fact, it is simply a term which is commonly used to describe the electronic technology which we find in cars. Although it isn’t restricted to vehicles this is the context in which it is now most commonly used.
This is something which is hugely important in cars these days and even fairly low cost vehicles now often offer some degree of telematics in them. To understand it better we can break this subject down into a few different and interesting areas, such as the following ones.
If you are working towards a fun, healthy retirement then you will already have worked out that you are going to need to save a fair bit of money in order to achieve some great retirement years.
It can be a real struggle to do this but what if we turned the subject on its head and wondered whether you could get a better retirement on your current savings by living somewhere cheaper? Where could we go to enjoy life without spending a fortune?
We all want to get the best buy for our money. No one wants to be stuck with cheap stuff, because that's all they can afford. The trick to saving money on quality items is to buy them secondhand or at close-out prices.
It’s Time to Move on (Breaking Up With Your Freelancing Clients)
While a higher income can certainly help you get your feet back under you, ultimately it doesn’t matter how high your income is if you don’t manage your money appropriately and live within your means.
Automated finances can simplify your cash flow. However, automation doesn’t work for everyone. In some cases, automation can lead to problems if your finances aren’t reliable.
As Americans, we have a love/hate relationships with resolutions. According to information published in the Journal of Clinical Psychology, people who explicitly make resolutions are 10 times more likely to attain their goals than people who don’t make these resolutions.
I talked last month about how I got myself into a little bit of overspending during the holidays. Luckily, I have a sufficient emergency fund to cover me in times like these. As a result of my overspending ways, I decided to try out a modified envelope budgeting system. Most envelope budgeting systems use cash in envelopes. I creates a basic Excel spreadsheet with a few spending categories to track my spending.