Today's article is written by guest blogger Jim of Bargaineering. If you've saved up a few dollars and aren't sure if you should put them in the stock market or stick them in your mattress, let me give you another suggestion: put your funds into a certificate of deposit (CD). CDs are deposit accounts at a commercial bank that have a fixed period, or term, and offer a fixed interest rate of return that will exceed that of a savings account. You will have to keep your funds in the CD until the te...

The stock market, as measured by the S&P 500, was down about 1% last week bringing the losses since January 19 to about 7%. This may feel like one long slide in the stock market since the recent peak on January 19th, but it isn’t. It is actually three. We can see this by breaking down the pullback into three distinct stages. photo credit: iamdat Stage 1 – Jan 20 – 22: The pullback started with concerns about Chinese officials announcing steps to slow loan growth. This led to a sh...

1. Don’t forget! Both the Free Horizon Organic Milk and $50 Safeway Gift Card giveaways end tomorrow! 2. Register your cell phone with Target to receive mobile coupons 3. Did you know you can shop the Dollar Tree online for bulk purchases plus ship to store for free 4. Coupon Sherpa shares 9 Tips For Fuel Efficiency 5. Get corndogs for just $1.00 every Tuesday at Hot Dog on a Stick 6. Get a Play lubricant sample while supplies last 7. Get a BOGO Patty Melt Whatameal at Whataburger on Feb....

I sign up for lots of restaurant eClubs even if I only visit occasionally. They send great coupons all year round but especially on your birthday. Many are BOGO meals or free desert with meal purchase but a few are just free. Free food, no other purchase necessary. My favorite! Below are the totally free offers I received this year : - Rubios Beach Club : Any meal up to $7.00 - Schlotzsky’s Bun & Fun eClub : Free small original sandwich - Wienerschnitzel Wiener Lovers’ Club : ...

Wow, I just learned that USA Talk Now panel is doing an $85 paid online research study tomorrow! USA Talk Now panel is a paid survey site that I recently joined a few weeks ago and haven’t had time to post about yet! But since I heard they are having an $85 paid online study tomorrow, I wanted to quickly post about it now for those of you who are interested. So hurry and sign up ASAP for USA Talk Now and then keep an eye on your email for an email titled “USA Talk Now Opportunity fro...

Print a coupon for a free milkshake at Ruby’s Diner. Coupon is valid February 12th-14th only. It doesn’t look like any other purchase is necessary. Ruby’s have limited number of locations. If you are in San Diego, there is one in the Mission Valley mall. My favorite location is at the end of the Oceanside pier. Love Coupons? Check out the archives for more restaurant coupons and other printable coupons. Share/Save...

Now through 2/14, receive an additional 10% off one eligible item when you use coupon code C3R3U4C during checkout at the Barnes & Noble web site, BN.com. Plus, B&N Members can save an additional 15% on one eligible item with coupon code W4M7E3W. Pair these coupons with existing offers, such as the 50% off DVD/Blu-Ray or Buy 2 Paperbacks, Get a 3rd Free sales, for even greater savings!If you like what you read, or have something to add, PLEASE leave a comment at Thrifty Jinxy! Thanks!...

Looking for FREE Valentine’s cards? Check out this list of 10 resources for free Valentine’s cards! Awesome! Thanks Freebies4mom! Photo credit: Invy’s Related posts:Hot deal: 60 personalized photo cards for Valentine's Day + 50 free prints 50 FREE photo cards / birth announcements or holiday cards with FREE shipping: a $50 FREEBIE! 29 personalized photo cards for FREE + FREE SHIPPING, HURRY! ...

Cellfire coupons are an easy way to grab some extra savings at the store. Simply register your grocery rewards card and then with a click you can load the coupons you want onto your card. Super easy! I’m really bad about remembering to use Cellfire coupons but the few times I have, the discounts came off automatically when I checked out with no hassles at all. Easy extra savings! Stores that currently participate with Cellfire are : Baker’s City Market, Dillons, Fry’s, G...

Restaurant.com is offering $25 gift certificates for just $2.00 through 2/14/10 when you use coupon code HEART at checkout. As a bonus you will also recieve a free $15 FTD Floral Reward with every order. Using code HEART will also give you 80% off the Dinner of the Month Club and $25 gift cards. Love a deal? Find more online deals in the great deals archive. Share/Save...

Run over to the Aveeno website to sign up for a free full size bottle of AVEENO® Stress Relief Body Lotion.  Thanks Money Saving Mom and Moms by Heart! Post by: Common Sense with Money ...

Several  new Playskool & Hasbro Toy Coupons have been released! Match these with in-store sales for an even better deal.  You may want to even stash some away as thrifty gift options! Hurry to print your favorites before they’re gone! Playskool & Hasbro Toy Coupons: Buy 1, Get 1 Free My Little Pony $10/1 Chuck my Talking Truck $10/1 Tonka Bounce Back Racer $5/1 Busy Ball Popper $5/1 Sit & Spin $5/1 Step Start Walk ‘n Ride $5/1 My Little Pony Convertible, Ferris Wheel,...

It's savings week on No More Spending! Now that I'm debt free the next step is to build our cash savings for emergencies and experiences {I no longer want to rely on credit to pay for anything} Our goal is £30k in cash savings before December 2011. We have £14k towards the total already so in the next 22 months we need to save another £16k. I think the best way to do this is to go into spending lock down and adopt the same snowball and snowflake method I used to pay off my de...

Metamucil Pink Lemonade, with 100% psyllium fiber, is a fresh way to help lower your cholesterol. Mix Metamucil Pink Lemonade into at least 8 ounces of water for a delicious, easy way to add fiber to your diet. Request a free sample of Metamucil Pink Lemonade here. If you're not already a member of P&G Everyday Solutions, you will need to register.If you like what you read, or have something to add, PLEASE leave a comment at Thrifty Jinxy! Thanks!...

If you (or someone in your family) already have an Xbox 360, but don't have an Xbox Live subscription or have an expiring subscription, now is the time to get one since it is ON SALE through Buy.com.A subscription provides access to online content like game demos that let you try out new games before they are released. They also provide online updates and fixes for games, which means any bugs in games can be fixed or improved. One of the most popular features is online gaming where you can pla...

NOTE: These magazine subscriptions go VERY quickly...I'm not sure how long it will be available.American Cheerleader is edited for young people engaged in the athletic activity of cheer leading. It contains articles on both cheer leading and lifestyle topics. Cheer leading-related features include dance routines, competition dates and results, training and safety, and developing peak performances. Lifestyle columns cover skin care and makeup, fashion, health and nutrition, and relationships wit...

NOTE: These magazine subscriptions go VERY quickly...I'm not sure how long it will be available.Four Wheeler magazine is devoted to the four-wheel drive enthusiasts and the four wheel drive industry. It directly addresses the technical and lifestyle interests of four-wheelers and their vehicles. As well, it covers performance, new tests and long-term evaluations, tire tests, off-road competition and hands-on technical how-tos for ultra high performance and routine maintenance. Receive a free s...

Folks tend to get creative at tax time. Usually, though, the innovation involves entries on Form 1040 and associated schedules. But one crafty woman has come up with another way we can stick it to the tax man. Erin, who's known as sewsewsuckurtoe on Etsy, has created the Tax Man pin cushion you see there to the right. She says that the idea came to her "at tax time when I was busy sewing voodoo doll pin cushions and took a break to write those wonderful checks that needed to be mailed in b...

We posted before a website where you can get FREE jewelry! And now, one of our readers, DeAnna, let us know about another website, FreeJewelry.com where you can get MORE free jewelry. Her family has ordered free jewelry from FreeJewelry.com twice, and has been quite pleased! This free jewelry site has lots of great styles – pearls, sterling silver, fashion jewelry, etc.! Here are some photos of some of the awesome free jewelry she has received from this site! (These would make some GREAT ...

Pick The Best BankMost bankers will tell you a dirty little secret: Consumers aren't likely to switch banks, no matter how much they dislike bankers. That might change this year when consumers start noticing all the new ways their banks are charging them. Free checking, which surged in popularity in the last decade, is rapidly coming to an end.Last year, 70% of consumers reported paying $3 or less per month in account maintenance fees, according to the American Bankers Association. But a spokesw...