Proof the long-term stock market investing works. Watch his story here: http://fitzvillafuerte.com/the-story-of-earl-crawley.html

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If you want to boost your returns over time, sheltering some potentially exciting gains from taxes, you need to really diversify your IRA. For those with the interest and the risk tolerance, here are four investments you can hold in an IRA.

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Investors who are a little more experienced with DIY investments, and who are interested in options, can get a great deal by using OptionsHouse.

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As the markets push towards all time highs, financial stocks like JPMorgan Chase & Co. (NYSE:JPM) are dropping sharply. Today, JPMorgan is trading at $47.78, -0.86 (-1.77%). European concerns continue to mount as Cyprus is set to reopen their banks on Thursday. The reason why there is mounting concern, stems from a possible run on the banks. A run on the banks in Cyprus would have little impact, but there is continuing talk that it may spread to other European countries. If there is contagion and people pull money out of their banks across Europe, it could collapse the banking system. The exposure JPMorgan and the other banks have would be immense.

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One of the worst performing stocks sectors in 2012 has been the coal stocks. Today, this important industry group is falling lower again. The Market Vectors Coal ETF (NYSEARCA:KOL) is trading lower by 0.38 cents to $23.22 a share. Traders should note that the KOL traded as high as $26.39 a share on January 7, 2013 so traders can easily see this gradual decline that has taken place over the past couple of months. Short term traders should watch for intra-day support around the $23.10, and $22.80 levels.

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