If you've been paying off debt for awhile or are thinking about starting a debt free journey, now's the time. Here are a few tips to help you on your way.
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Back in the 2000s the rage among credit card enthusiasts, if there is such a thing, was 0% balance transfer offers. Not to pay down debt, but to get a free loan and earn interest. They would apply for 0% offers, max out the cards with a cash advance, then put that money into a savings account that earned 4, 5% or more. With a $20,000 credit limit that meant $1,000 a year in interest earned, a great deal.
Most of those I know in the PF world agree that carrying high-interest balances month to month is something to be avoided. And, if you have high-interest debt, it’s something to be paid off ASAP.
Recently, there’s been a lot in the news about database security breaches. From Target to Michaels to Neiman Marcus, it seems like any major retailer could be the target of a database breach. And, of course, that puts your information at risk.
However, before you get too comfortable with high-interest debt, it's a good idea to step back. Here are 3 reasons getting rid of high-interest debt is a good idea.
When you’ve got a lot of debt, it could feel like there’s no viable way out. The truth is, the world just started to recover from a devastating financial recession a couple of years ago. So if you’re in this position, you’re not alone. Many hard working consumers were laid off from work. Tons of people, struggling to make ends
Read more at http://www.saveonmoney.org/2014/02/simple-ways-to-get-out-of-debt.html#C...
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