Student loans are a necessary evil for many of us who want to get an education. If you've got them, be smart about student loan repayment using these tips.
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During 2013, almost 120,000 Canadians filed for bankruptcy relief or filed a consumer proposal.
While the number of personal bankruptcies fell by roughly 3%, the number of consumer proposals rose by almost 5.5%.
Are you in debt? If you are like the typical American, then you are in debt. Do you want to know how to beat debt? Do you want to overcome your debt once and for all? I was once in credit card debt to the tune of roughly $10,000. I wasn’t happy and dreaded getting the mail. But I was able to overcome it. How did I do it? With hard work and a realization.
Credit cards can be a double-edged sword. On the one hand, they can be a very useful financial tool which helps you build your credit score and handle large purchases. On the other hand, they can mean trouble if you are using them to buy things you really have no place buying.
What is a good credit score? How do you get a good score and keep it that way? Credit scores are based off of 5 major criteria. How you manage these five areas of credit will determine if you get a good score and if you keep it.
As many of you know, I recently bought Wise Dollar from Jose, who started the blog originally. As I was looking to buy the site one of the things I did was go through the existing posts to see what needed a little more love and light of day.
It's best to pay off any vehicle as quickly as possible to reduce interest and avoid negative equity. Here are three payoff strategies that are easy to incorporate and do not require a huge additional payment every month.