If you want to learn a little bit more about credit cards -- or just test your knowledge -- you can take our credit card quizzes. Learn more about the basics of credit cards, understanding how they work and how they affect your credit.

Read more: http://www.creditcardscanada.ca/blog/credit-card-tips/what-do-you-know-a...

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When it comes to your food budget, lunches during work hours are the ultimate budget killers. It doesn’t take much to spend $5 for a fast food meal or $10 for an average sit down meal.

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Before you buy something — especially if you use credit to do so — it is a good idea to take a step back and see if it really is affordable.

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When you combine proper expense tracking with a zero based approach; your personal budget becomes a powerful financial planning tool.

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In many cases, the question of whether or not an extended warranty should be purchased is answered quite simply with a resounding, “No!” However, there are some instances in which an extended warranty might be worth purchasing.

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