Saving money on baby stuff is something I have a lot of tips to share about. Since I had to buy things for two babies, I had to be smart about what I got.
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Welcome to the Carnival of Financial Camaraderie featuring articles on financial topics from around the web. It’s the end of another year and that is a great time to sit back and assess how you did financially in 2013 and put together a solid plan for next year.
Budgeting lite, a budget for the budget haters. I hate budgets. Yes, I do, and for a myriad of reasons *hides behind a wall to avoid cyber-stones thrown at her*.
One of the biggest keys to not worrying about finances is to “get ahead” by at least one paycheck. Many experts recommend starting by tracking all of your spending on a daily basis, which is good advice.
If you have tried to reign in your spending and get control of your unwieldy household finances, but still the credit card balance and other loans are heading upwards, you might be ready for a tool many governments and companies have used successfully – zero-based budgeting.
Some things we keep around, because they keep us in our ‘comfort zone’ might not be new, shiny, or popular — but who cares!? Here’s the good news: we don’t have to “keep” extras of these comfort items on hand anymore… OK – we don’t have to HOARD THEM, because they are still readily available on eBay, or at the dollar store in many parts of the country!