Once you know what you are spending your money on you should do something about it and set your spending priorities.
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When it comes to your food budget, lunches during work hours are the ultimate budget killers. It doesn’t take much to spend $5 for a fast food meal or $10 for an average sit down meal.
I think budgeting is easy! The traditional definition of a budget is an estimate of income and expenses for a set period of time. A budget for me is a structure for achieving a financial goal. It helps you track your income and how you spend your money. Check out my approach!
Putting together a successful spending plan is about more than just tracking your spending and then deciding where your money should go. Your success with a budget requires a little more than a list of income and expenses.
You know you need to break the gift giving cycle, but how do you tell people you don’t want to exchange gifts without looking like a Scrooge?
The holidays are here, so if you are short on cash it's time to do some last minute scrambling to find some extra cash for all those pricey presents.
While pregnancy may not seem like an expensive stage of life, it can quickly add up from maternity clothes, vitamins, and doctor’s visits. It is best to save on the controllable expenses now to afford the essential expenses of test fees, ultrasound fees, and the hospital fees your insurance does not fully cover.
This might sound like one of the most obvious tips ever, but I’m surprised at the number of times that people ignore this rule. Life is busy, and you go shopping when you have the time.