The reality is that everything you buy comes with an additional cost. Before you make a purchase, stop a moment and consider how much the item really costs.

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One of the best things you can do for your finances is to be realistic about the cost of credit cards. Unfortunately, too many of us believe that a credit card limit represents “our” money. However, it’s important to realize that credit cards represent money that you are borrowing. Whenever you borrow money it comes with a cost.

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The Bureau of Labor Statistics (BLS) reports that workplace eye injuries cost companies almost $1 billion every year in direct and indirect costs. Direct costs include insurance premium increases, medical treatment, emergency response, etc.

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Your car will be is likely to be one of the biggest expenses in your budget, but if the thought of getting rid of it and catching public transport makes you cringe, don’t worry, because you don’t have to get rid of your car to save money.

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There is no doubt that a pet repays you in love, loyalty and companionship on which you can’t put a price tag. Unfortunately, there are tangible monetary costs to cover too and you need to make sure there is room in your budget for your new pet when you bring him home, when he needs looking after and when he gets sick.

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