How long do negative marks stay on your credit history?
These days, an individual's personality, success and education can all be defined on "records".

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I recently used myFICO to check both my credit report and credit score. Here's a little bit about my experience.

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There are things that don't affect your fico credit score that you may have thought did affect it. Here are a few of them that you shouldn't worry so much about.

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What is a Good Credit Score? That's a question that many of us wonder about. Unfortunately, this is not an easy question to answer, because there are many different credit scoring systems with different scales -- not to mention individual lenders have their own criteria.

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It's easy to obtain a free credit report ever since the Fair Credit Reporting Act legislation enabled you to obtain one free copy of your credit report every 12 months from each of the three major reporting agencies. However, getting your hands on your credit score for free wasn't so easy -- at least until now...

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