Most homebuyers have to borrow in order to get enough money to buy a home. As a result, lenders rely heavily on credit scores to determine who gets in the door for a loan.

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If you’re not planning to borrow money, your credit score doesn’t matter, right? Wrong. Here are 4 non-credit ways your credit score matters.

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loans, cash, money, dollars,Low credit scores are not uncommon today. Millions of people have had their scores cut down for no fault of theirs. This means securing loans has become more and more difficult through traditional financial institutions. Given this scenario, there is an emerging class of lenders who provide loans with little to no requirements of collateral.
Read more at http://www.saveonmoney.org/2013/02/how-can-bad-credit-personal-loans-hel...

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If you have a really bad credit score, you can forget about the auto loan: even if you manage to get your application accepted, the interest rates will be highway robbery. That's because the lenders do not view the car as an investment: it's an asset that loses value quickly, so they're not particularly pleased with the thought of having to repose it from you.
Read more at http://www.saveonmoney.org/2012/12/forget-auto-loan_17.html#gKTBjkyBZm25...

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Many of us have heard about how important credit scores are when it comes to getting ahead financially. Can you get a more accurate score if you pay one of the credit bureaus for your score?

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