Declines in markets are normal when it comes to investing. In fact, you may have experienced them yourself in recent months, with a lot of markets fluctuating. While it is very tempting to make your move when markets are weak and you read nothing but doom and gloom in the newspapers, you have to make an effort to resist the temptation. Why?
Now that you’ve finished your course requirements, graduated, and have set off on your first post-college job search, it’s time to consider your finances while living on your own. In the midst of the graduation excitement and ideas of absolute freedom as you set off to chart your own course in life, it’s easy to lose sight of the necessity to keep your finances in check.
Are you a preferred share dividend investor? Some investors stick with common stocks and bonds but there is a class of investments that sits nicely between stocks and bonds and it could be beneficial if you are looking for a fixed payment instrument with a bit more upside than a bond. Remember that with more risk comes more reward and you should speak with a financial advisor about what is best for your risk tolerance and portfolio. If you are interested in learning more about preferred stock investing for possibly twice the earning power of regular dividends please read on.
Sustainable Personal Finance celebrated it’s 6 month anniversary over the Canadian “May 2-4″ (Victoria Day) long weekend just a few days ago. Over the past 6 months we have explored a lot of sustainability topics while mixing in financial analysis in articles about dog food, giving to charity, home renovations and how to save gas by leaving the car at home.
Post-retirement health care costs can run into the hundreds of thousands of dollars. Because few have the assets to pay such expenses completely out-of-pocket, health care insurance is an essential part of financial planning for most of those contemplating life after 65.
Forgetting to plan ahead can really add up. When you buy a bottle of water at the gas station and headache medicine at the airport, you pay a premium for convenience. This means that you are spending quite a bit more than you would need to if....
Your goals and individual needs will be a big part of the kind of investment portfolio you have to get you through your retirement years. Here are some steps to take in order to create your retirement investment plan
With the year almost halfway over, I asked the personal finance bloggers who shared their New Year's resolution goals back in December for an update. The year hasn't been so kind to those of us trying to save money.
