Personal Finance Buzz

I dont know the answer to your question because right now, I am not anymore using any credit cards. Ever since I got laid off, I had to start freelancing when and wherever I could to make enough money to scrape by. Granted, I do have a little more "freedom" in a sense, but I have to work really hard to replace even half of what I made in my previous 9 to 5 job, and the job market isn't making things easy. I've cut a LOT of luxuries, like driving unless completely necessary, and I don't want to use credit cards or payday loans, or ANY sort of credit right now. I write a lot of stuff for various websites, odd jobs for people, temp agency work, whatever I can do to make a little money.