Today's article is written by guest blogger Jim of Bargaineering. If you've saved up a few dollars and aren't sure if you should put them in the stock market or stick them in your mattress, let me give you another suggestion: put your funds into a certificate of deposit (CD). CDs are deposit accounts at a commercial bank that have a fixed period, or term, and offer a fixed interest rate of return that will exceed that of a savings account. You will have to keep your funds in the CD until the te...

If you're like me, then you dread filing your taxes in the face of the looming April 15th deadline.  It conjures up thoughts of going through endless receipts, spending hours going through yearly expenses and W2s to reconcile everything for Uncle Sam. Well, there's an app for that!  Enter Turbo Tax ......

Well, that should read why I ended one but I already have one.  If you've been following my tweets then you know that my car was broken into today and they tried to steal the GPS and possibly the car itself. Police caught someone trying to break in my car outside ......

Surely you've seen the newest video or article going around discussing the single black woman's plight around finding a mate within the black community.  If you haven't, read on, the overall comments on the subject will be interesting. After watching the video yesterday, the part that jumped out at me was ......

As of December 31, 2009, 2009 will be the year that was, not what 2010 will be.  I've gotten so many messages from readers pouring out their hearts about how horrible 2009 was partnered with the insecurity of what 2010 will bring. STOP! Stop being sad/angry/mad/ about what 2009 wasnt and make ......

DC is no stranger to the high cost of living you often see in New York City, Miami and Los Angeles.  But can you live on $30,000 a year there?  This question came up on a listserv I frequent and the responses were equally divided amongst those who felt it ......

Marie Claire has a very interesting article that details the 5 Secrets of The Highest Paid Women and I agree with their rationale. 1.  Be Yourself. In order to achieve anything in life, you need to be authentic and true to who you are.  This allows people to understand who you are ......

I got this question on another blog: Your husband is worth $1 billion dollars a year. You find out that he has cheated on you. He offers you 20 million to stay for 2 years. Do you a. you have morals and you leave him b. you have morals you beat him with ......

I'm in the process of putting together The Commandments Of Finance for every woman and Ive come up with the following so far, please free to add your own in the comments. We'll discuss these in detail in the coming weeks/days. 1. Thou Shalt Not Make A Man A ......

Yes I know that I haven't updated the blog in a few weeks, but I have good reason!  I've been studying for my licensing exam and the GRE at the same time along with balancing my J-O-B.  So last Saturday I took the licensing exam  which meant taking some time ......

So I know you're saying, find my passion? Ginger, I can hardly find a job I like much less talk about my passion! Those of you that do have jobs, I know these days may find it hard to tolerate let alone fathom adding the word passionate as a ......

Consumers are urged to be on the lookout for companies promising forensic mortgage analysis services. It’s an offer many struggling homeowners can find hard to resist. It begins with a flyer or phone call from a company offering to review your financial documents in order to find a dramatically lower mortgage rate. But the problem is, it often is an offer that is too good to be true. Richard Hagar works at American Home Appraisals and does fraud profiling for government agencies. He says ...

Residents of AL, AR, CO, FL, GA, IL, IN, KS, KY, LA, MA, MI, MN, MO, NC, NY, OH, OK, PA, RI, TN, TX, VA, WI, and WV can click here to submit their favorite recipe and receive a coupon toward a free package of Sugardale Ready Bacon or Pepperoni. Thanks, Money Saving Mom!...

By Treacle The first time my mother took me to a lingerie store, I felt like I was on the inside of an exploding confetti factory. There were so many colors and sizes and shapes and textures, that I couldn’t make sense of it all. With Valentine’s Day right around the corner, many men are finding themselves in a similar situation. You want to buy something special, something intimate for your woman, but you haven’t the faintest where to start. I understand your frustration, and...

The stock market, as measured by the S&P 500, was down about 1% last week bringing the losses since January 19 to about 7%. This may feel like one long slide in the stock market since the recent peak on January 19th, but it isn’t. It is actually three. We can see this by breaking down the pullback into three distinct stages. photo credit: iamdat Stage 1 – Jan 20 – 22: The pullback started with concerns about Chinese officials announcing steps to slow loan growth. This led to a sh...

For many Valentine’s Day is something of a Hallmark Holiday but whether you take it seriously or not, one thing’s for certain. The money earned from all those flower, perfume, and candy sales can have powerful repercussions for the economy. Cupid will be busy this year. The ubiquitous, pudgy winged icon is expected to elicit over $14 billion in much-needed consumer spending this Valentine’s Day according to the National Retail Federation’s (NRF) 2010 Valentine’s Day Con...

1. Don’t forget! Both the Free Horizon Organic Milk and $50 Safeway Gift Card giveaways end tomorrow! 2. Register your cell phone with Target to receive mobile coupons 3. Did you know you can shop the Dollar Tree online for bulk purchases plus ship to store for free 4. Coupon Sherpa shares 9 Tips For Fuel Efficiency 5. Get corndogs for just $1.00 every Tuesday at Hot Dog on a Stick 6. Get a Play lubricant sample while supplies last 7. Get a BOGO Patty Melt Whatameal at Whataburger on Feb....

I sign up for lots of restaurant eClubs even if I only visit occasionally. They send great coupons all year round but especially on your birthday. Many are BOGO meals or free desert with meal purchase but a few are just free. Free food, no other purchase necessary. My favorite! Below are the totally free offers I received this year : - Rubios Beach Club : Any meal up to $7.00 - Schlotzsky’s Bun & Fun eClub : Free small original sandwich - Wienerschnitzel Wiener Lovers’ Club : ...

// Lets connect! I’ve created a Blog Frog Community, so we can chat in our own discussion forum to share deals, steals, happenings in our own lives, frugal stores, money saving tips, recipes, and so much more!  To get us started, I’m asking you to share your own Becoming Centsible story, since I shared my own with you this week.  I can’t wait to get to know all of you and find out what made you start your own frugal adventure!  Check it out! Also, along with the addition ...

Wow, I just learned that USA Talk Now panel is doing an $85 paid online research study tomorrow! USA Talk Now panel is a paid survey site that I recently joined a few weeks ago and haven’t had time to post about yet! But since I heard they are having an $85 paid online study tomorrow, I wanted to quickly post about it now for those of you who are interested. So hurry and sign up ASAP for USA Talk Now and then keep an eye on your email for an email titled “USA Talk Now Opportunity fro...