I took some time this weekend to read some personal finance magazines and also surf around the net.
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Unexpected medical emergencies happen and the situation cannot be controlled or prevented most of the time. There however, are a few ways to budget for them, or at least for co-pays and prescription medication.
I have always said that when it comes to choosing between earning more or spending less, I am on the earn more side for a variety of reasons, which boil down to two points: