Co-signing a loan can be a dangerous practice. If the other person stops paying, you are on the hook for the payment. But what if you co-sign for your child, and they die?

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The Consumer Financial Protection Bureau (CFPB) have made their credit card complaint database open to the public and other financial products will soon follow.

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Before applying for a loan to finance a new house, car or business venture, make sure you have seen your entire credit report. Are the data accurate and updated? Do you see figures that seem to be above or below what you have thought of?

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People don’t take credit reports seriously enough. That could be costing you money. See reasons why you should regularly check your credit report.

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It is important to understand that your credit report and your credit score are two different things. You should know the difference between the two if you expect to be a more informed consumer.

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