Top Buzz - Credit and Debt

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The Who, Why and How Behind Your Credit Health

blog.myfico.com

As a writer in the personal finance sector, I spend a lot of time reading blogs about how to improve or establish credit. The information out there is great. I’ve come across tons of articles that offer a variety of ways to improve your credit score. Reading between the lines, it’s become pretty clear to see that there is one thing that is most important above all when working on your credit.


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modestmoney's picture
21 weeks 4 days ago – Made popular 21 weeks 22 hours ago
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5

How Credit Scores Affect Your Mortgage

www.loans101.com

When you apply for a mortgage, one of the first things the lender will do is check your credit score. Your credit score is essentially your financial reputation. Lenders use your credit score to gauge how likely you are to repay the loan.


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MMarquit's picture
21 weeks 5 days ago – Made popular 21 weeks 5 days ago
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5

How To Cancel A Credit Card – Breaking Up With Your Credit Card Company

www.glennalicious.org

If you use credit cards, you know that when you sign up for one, you’re not just signing up for a financial account. You’re signing up for a relationship between you and the lender (company) that offers your credit card. That being said, the unfortunate reality is that relationships don’t always work out. As a matter of fact, a good amount of financial relationships simply don’t work.


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modestmoney's picture
22 weeks 2 days ago – Made popular 22 weeks 2 days ago
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5

Debt Confessions: Ashley’s Story

girlmeetsdebt.com

I guess my debt story really begins about 8 years ago when I met my ex-boyfriend. I was young, in love…and worked at a video store. You can imagine my measly salary. My boyfriend, thankfully, had a great, well-paying job for someone in their early 20s, and after about a year of dating, we moved in together.


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modestmoney's picture
33 weeks 2 days ago – Made popular 22 weeks 6 days ago
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5

Should Utilities Be Added to Credit Scores?

www.quizzle.com

Since credit scoring is becoming a part of everyday finances, some consumer advocates believe it makes sense to include non-loan payments, such as utility payments, in credit scores.


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MMarquit's picture
31 weeks 5 days ago – Made popular 22 weeks 6 days ago
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5

An app-o-rama for hundreds of dollars?

www.modestmoney.com

Back in the 2000s the rage among credit card enthusiasts, if there is such a thing, was 0% balance transfer offers. Not to pay down debt, but to get a free loan and earn interest. They would apply for 0% offers, max out the cards with a cash advance, then put that money into a savings account that earned 4, 5% or more. With a $20,000 credit limit that meant $1,000 a year in interest earned, a great deal.


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modestmoney's picture
23 weeks 12 hours ago – Made popular 22 weeks 6 days ago
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How to Choose the Best Airline Miles Credit Cards

airlinemilesexperts.com

Airline miles credit cards have gained appeal with travelers worldwide. But how do you choose the right one for you? Learn what to look for to get the best!


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alpha's picture
23 weeks 2 days ago – Made popular 23 weeks 1 day ago
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The Top Four Reasons Your Credit Score Is Important | Equifax Finance Blog

blog.equifax.com

Improving your creditworthiness takes time, but it’s worth the effort. Here are four reasons that it’s important to have a solid credit profile:


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MMarquit's picture
24 weeks 5 days ago – Made popular 24 weeks 1 day ago
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Why Isn't Your Credit Score Higher? Your Reason Codes Tell the Story

www.quizzle.com

If you aren’t happy with your credit score, you can take steps to improve the situation. But how do you know what to work on? The answer is in the reason codes that accompany your credit score.


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MMarquit's picture
24 weeks 5 days ago – Made popular 24 weeks 3 days ago
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7 Personal Finance Writers Share Their Strategies for Getting Out of Debt

www.moneysavingenthusiast.com

Getting out of debt isn’t easy. Today I have rounded up some tips from personal finance writers to help you gain more insight and get going in the right direction in an effort to get out of debt.


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MMarquit's picture
24 weeks 4 days ago – Made popular 24 weeks 3 days ago
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