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One of the goals of those who long to be debt-free is to pay of the mortgage early. But is that really the best course of action?
There is no magic spell to erase bad credit. It takes time to repair your credit, but if you follow these smart, common sense steps the road to good credit may just be a little easier to travel.
It’s important to realize that you do have rights when it comes to debt collection practices. The fact that the FTC has just fined one debt collector $3.2 million for harassing behaviors underscores that you do have rights, and you can see that they are enforced.
One of the most important aspects of your finances is your credit score — it’s basically your financial reputation. Here’s how you can get a good start in your financial life by building your credit from scratch.