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One of the goals of those who long to be debt-free is to pay of the mortgage early. But is that really the best course of action?
One of the most important aspects of your finances is your credit score — it’s basically your financial reputation. Here’s how you can get a good start in your financial life by building your credit from scratch.
A good credit score can save you thousands of dollars over your lifetime, mainly through savings on interest rates and insurance premiums. As a result, it’s important to keep track of your credit score.
I remember it like it was yesterday. My husband and I were at a pre-marital retreat through our church (a requirement to get married there.) They played this game where the couples sat back-to-back, the leaders asked different questions, and you had to raise your hand if the answer applied to you.
A while back, I wrote a post on my site, detailing some of the accounts of my impoverished childhood with my mom and two younger brothers. We were quite poor growing up, compared to many in the U.S. My parents divorced when we were young (both admit responsibility for the derailing of their marriage), and us kids stayed with mom, which was the norm back then.