The current 401(k) system in place while not perfect does not need to be reformed or replaced people just need to take responsibility for their own affairs
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Most of us tend to put our retirement plans on automatic. It's much easier to just have the money automatically taken out of your paycheck, and have it put into your 401k. Sometimes you need to tweak things a little bit. Here are 5 mid-year tuneups for your 401k.
If you're like most people, an employer-based 401(k) plan is probably at the top of your list when it comes to saving for retirement. Have you ever figured out how much you're paying in fees
Some people talk about a 401(k) loan like it's an easy option. But there is a lot of risk and borrowing from your 401k is something you need to carefully consider.
As of January 2012, there are new 401k fee transparency rules in place to help those participating understand the fees and the funds themselves. See more about the new regulation.