Graduation often marks the first time that young adults begin to make their own money decisions. As graduates begin the next phase of their lives, here are 5 things they need to know about credit.

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Credit is a huge part of your financial health. But how do you know if a source of credit score information is truly free? Here are some resources to help you get access to truly free credit information.

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Many people argue that using your credit history isn't always fair -- especially when it's used for non-loan purposes. Fair or not, though, your credit history is your financial reputation, and you need to protect it.

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Your credit card purchases are compiled in data centers and analyzed, then the data related to purchases are being packaged and sold.

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Credit cards, when used carefully, can be great financial tools. However, you have to make the credit card work for you. If you don’t, you end up paying a great deal in interest charges.

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