We do things differently in France.Because it is so complicated and not in our habits to borrow, our only debt is generally our mortgage.
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We all know the feeling of packing a suitcase for a holiday and agonising over what to take. It can be a frustrating experience, can’t it?
Are those fluorescent yellow Bermuda shorts going to be a hit on the beach, will you really use your hair straighteners over there and is all of that sun cream really necessary for a week? These are some of the classic questions we all ask ourselves before a holiday but what about the money issue?
The old approach of taking a mixture of cash and traveller’s cheques is no longer the best idea for many people. With most of us now owning at least one credit card it is now worth considering what the benefits are to taking one of these cards away on holiday.
Credit cards make us paranoid at times. We typically associate negative connotations to these plastic cards: never ending monthly payments, compounding interest, and a lifetime of debt among others. There are also perks and benefits credit cards offer, however, that can make
Read more at http://www.saveonmoney.org/2014/02/4-hidden-credit-card-perks-and-benefi...
For many people the term ‘credit card’ has become quite scary as we have been convinced that all debt is bad. For a group of people though – known as churners – credit cards are actually a bit of a money spinner as they maximize the rewards available on some credit cards to their advantage, paying off the balance in full at the end of every month to avoid the interest but enjoying all of the not so hard earned rewards. Some people even spend on the cards, take the rewards on offer and then cancel the cards before you have to pay any of the fees on those cards.
To help you do just that, I have put together a month long financial boot camp, with two tips per week and a call to action. Together, we will review several aspects of your financial life to make sure you start the year in good shape.
If you are concerned about what might be done with this information, or if you are worried that your debit or credit information has been taken, you will have to be a little more vigilant going forward.
Nowadays, shopping on the Internet is almost taken for granted. We can buy just about anything online and then pay for goods or services with a debit or credit card, or by using payment solution providers like PayPal. It’s all so easy especially for online shoppers here in the United States or in Europe. But that’s not the case in countries such as Lebanon in the Middle East where the use of credit cards in online transactions is extremely limited. Instead, cash on delivery is often the only payment method available.
It’s hard to get away from technology when attempting to negotiate the increasingly impersonal world of free-market capitalism these days. Self-checkouts in supermarkets have replaced people; you can bank on the phone without ever talking to anything but a monotone automated voice and buy whatever you want on the internet with your credit card without ever having to say as much as “cheers” to a sales assistant.
In 2009, the Credit CARD Act was passed by Congress and signed in to law by President Obama. The law was meant to bring more transparency to the financial services sector, and to protect consumers from some of the practices associated with the credit card industry.