Personal finance isn’t just about building up emergency funds and maxing out retirement plan contributions. It should also be about learning to enjoy life a little bit right now.
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Personal finance isn’t just about building up emergency funds and maxing out retirement plan contributions. It should also be about learning to enjoy life a little bit right now.

Here are 5 things you can do to start yourself on the right financial path -- before you turn 20.

The Credit CARD Act is in effect. But credit card issuers are creative issuers. Here's how they can still nail you.

When it comes to insurance, it’s all about reducing risks. The whole point of insurance is to help you hedge against the risk that unexpected events could financially devastate you — or at least cost you a great deal more than you would like to pay. If you have an auto insurance policy, you might find that it offers another risk-reducing feature: accident forgiveness.
Photo by cdaltonrowe via Flickr
What is accident forgiveness?
Accident forgiveness is a feature on some po...
First edition of the International Personal Finance Carnival on PTMoney. Get advice and opinion from all around the world!

A few weeks ago I received an email. In the email I was asked to give a reference for two individuals who were applying for the same job. That’s not really unusual, right? We’ll, here’s the kicker. (I hope this doesn’t get too complicated …) One of the key decision maker’s daughter and I are friends on Facebook. She found out I that I was friends with both applicants. I suspect there is no way that my friendship with both parties would have ever been known except for Fa...
Renters insurance is similar to homeowners insurance in that you're protecting the possessions that you own but different in that the actual living space is not included in the policy. This means that if you are renting a living space and want to protect your TV, stereo system, desktop computer etc., you will need a renters insurance policy.
We all know the answer: Probably not. But it's good to be reminded when you hear all the stories about people making a killing day trading -- They might not be telling you the truth and even if they are, they might just be lucky.
Financial independence is a term typically used to describe a state where you have sufficient assets to live a certain lifestyle indefinitely without having to work or be employed. Whether your income is derived from interest on savings, investment income, real estate income or something else, it really doesn’t matter. The key is that you’re financially independent. What an incredible goal. Financial independence or financial freedom is something most everyone would admit to ...




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