There are plenty of fees you are paying right now that provide you zero return for your money — and those fees add up. Here are eight fees you need to stop paying .
View detail |
One of the myths that still persists in society is that a good job is the key to financial security. Instead of relying on a single source of income, you need to invest in income diversity if you want true financial security.
One of the most important things you can do for your future is to save up for retirement. But, before you start investing, you need to have a good idea of how much you are likely to need.
From deciding how much money to withdraw from your retirement account, to figuring out how much life insurance to purchase, to determining how much home you can afford, there are rules of thumb designed to give you guidance. Unfortunately, rules of thumb are a bit general.
If you want a truly successful retirement, there are some non-financial things to keep in mind:
What you do now can influence whether or not you meet your long-term financial goals, and it can also determine how successful you are overall.
Even if you are financially secure, you might not be happy with your money situation. Here are 3 reasons that you might be unhappy with your finances:
There isn’t anything quite like budgeting; an enemy, a friend, a dictator, a mirror, the health of your budget can tell you so many things about yourself and the life choices you make, from the minor to the major, the way our budget reacts to our decisions show us where we are, and whether we truly live within our means. Sticking within the confines of a budget we’ve drawn up or formulated in our heads is difficult, even when we’re blessed with free fall of extra cash, it’s hard not to diverge from the path we’ve devised, as long term goals are less satisfying than getting what we want right away, even if we don’t have an exact target. So how do we stick to it, when all other motivation seems to be lost or subject to our own weaknesses?
Maybe you’ve had a number of important credit repair difficulty before and looking for a fresh start. Or it could be possible that you never realized any credit score trouble before you were being refused to get a loan or experienced higher rates on the credit card usage. Most of these circumstances might be indications of any credit score trouble. In this article we’ll present few tips which will help you to reconstruct and repair your credit history and strengthen your personal finance.
The topic of life insurance is one that usually causes those who listen to it to hurriedly change the subject or to change the channel. However, there is no reason why this should be the case, and this article goes through why life insurance is important at any stage of life for Australians, especially those over 50, and how far from being sad, life insurance can ensure you leave your family with memories of laughter and happiness.