Even though I try to be responsible with my money, there are some things that I’m willing to splurge on.
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One of the best ways to boost your finances, and better your budget is to include credit cards in the calculation. It seems counterintuitive at first, but bringing in credit card spending as part of your budget can go a long way toward improving your finances — and keeping you out of credit card debt.
In an effort to reduce how much more stuff we get moving forward, I’ve talked to my husband about shopping diet for the first quarter of the year. This should help us save more money, and get back on track with recognizing our spending priorities.
Justin Bieber enters the world of prepaid debit with the SpendSmart card. The Justin Bieber SpendSmart prepaid card is something to avoid.
We buy lots of stuff because it’s cheap. But is it really? Could it really be costing us more in the long run? Make 2013 the year you buy things differently.