Smart consumers are looking for ways to earn cash back or travel points on their everyday spending. Consider these tips when choosing a rewards card:

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For some people, there's a psychological barrier that exists when it comes to using credit cards for essentials like groceries, gas and prescriptions.

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While I don’t think I would want to participate in a spending fast, I do see the value in saying no to spending more money on occasion. Indeed, I’d rather prioritize my spending so that I am paying for the things that I enjoy and want, rather than watching the money trickle away

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Many think having more money means the rules of money management don't apply. Money management requires you to understand something could change and be prepared.

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While bargain shopping is a good thing, and while you want to feel as though you are getting good value for your money, in some cases it’s worth it to spend a little more money. Here are some ways to figure out if it’s worth spending more

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