Personal finance isn’t just about building up emergency funds and maxing out retirement plan contributions. It should also be about learning to enjoy life a little bit right now.
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Personal finance isn’t just about building up emergency funds and maxing out retirement plan contributions. It should also be about learning to enjoy life a little bit right now.

Looking to reduce your spending and save more money? While many dread the word, the best way to accomplish these goals may be creating and following a budget.

When trying to figure out how much you need to retire, there are many different rules of thumb you could follow. The most common calculation on how much to save up to retirement may be the 10% rule.
Have you ever noticed that you are treated better when you dress nicer? How much money can you save by dressing nice?
I’ve always been a believer it’s not how much money you make, but how you handle or manage the money that you make.
Frugality doesn’t mean living like a pauper. Frugality is a good thing. Thrift is a responsible choice. When we restrict our spending on the unimportant, we’re able to indulge ourselves on the things that matter most in our lives.
I have been self-employed for almost 4 years now, and let me tell you – budgeting can be very difficult when your income is sporadic at best

Ever felt like you were pressured into spending money? Deep down you really knew you didn’t have the money to spend, but because of the situation, people around you or other factors, you ended up spending anyway? How can you avoid pressure to spend?




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