I started identifying one or two major goals, and then working to accomplish them. The result was that my finances improved appreciably — and the change was more permanent.

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One of the biggest mistakes that many make as they begin setting goals, and as they attempt to make changes to their financial lives, is to start too big. Your best option is to start small.

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For many, fall represents a new start, and it’s the perfect season to take stock of your finances. You still have time to meet this year’s financial goals:

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If you aren’t in the habit of setting goals regularly, I would urge you to think about doing so. Here are some reasons it’s a good idea.

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After a while, the enthusiasm felt when setting our goals fades, and we become bogged down in the details. They key to achieving your financial goals isn't setting objectives, or even getting started; it's remaining motivated.

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