Doesn’t it seem like folks love to take risks when markets are booming, but absolutely hate it when markets stink?

A question I often get is, “What kind of investment will give me good returns without the risk of losing my money!?” Well, when you find something like that let me know!

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One option available to small business owners and self employed individuals to contribute to their retirement is a SEP IRA or Simplified Employee Pension plan.

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When it comes to insurance, it’s all about reducing risks. The whole point of insurance is to help you hedge against the risk that unexpected events could financially devastate you — or at least cost you a great deal more than you would like to pay. If you have an auto insurance policy, you might find that it offers another risk-reducing feature: accident forgiveness.

Photo by cdaltonrowe via Flickr
What is accident forgiveness?
Accident forgiveness is a feature on some po...

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We all know the answer: Probably not. But it's good to be reminded when you hear all the stories about people making a killing day trading -- They might not be telling you the truth and even if they are, they might just be lucky.

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I recently read an article in The New York Times (hat tip for bringing it to my attention: MAPping Company Success) about the increasing trend of using real money to pay for virtual goods. The article also addresses the rise of credit, via a company called Kwedit.com, to pay for virtual purchases online. This article got me thinking about how we use money.

Photo by Ivan Walsh via Flickr

Paying Real Money for Virtual Goods
We live in a society now that pays real money to purchase virt...

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