You need Employers Liability Insurance if you own a business that employs any people in case they are injured or killed whilst working for you.
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Humans have insurance and medical plans (thanks MSP!), so why shouldn’t pets? Seems like these days, pet insurance companies have been cropping up like weeds.
Insurance, as boring as it may seem is an essential part of your financial security. Insurance is a unique industry because essentially you’re paying for something you hope you never have to use.
When you are running a business, you want to make sure you are properly covered with the right insurance. While you probably know that you need to make sure that you have worker’s compensation coverage, as well as property insurance, and you want to make sure that your company cars are properly insured, you might not know that there are other types of business insurance policies that can be helpful to you.
The Insurance companies are the real leaders with their offering of insurance company group retirement plans.
Ask that question at a dinner party and you’re bound to get some pretty intense responses. That tends to happen when you talk about kids and death in the same sentence. But let’s take a practical look at the pros and cons of life insurance for children and decide for ourselves whether or not it’s worth it.
Like many people out there I had not given our home and automobile insurance coverage a second thought. When I bought my first car I used a one of the local insurance brokerages that has a good reputation in town. Each year the policy would be renewed and I never looked for a better deal as I blindly and happily continued to “buy local” so to speak.