New laws designed to stop credit card providers taking advantage of consumers have been announced by the UK government.

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Last week I helped a family member get a copy of their credit report and credit score. One thing they found confusing was just what the difference was between the two. Contrary to what many believe, a credit report and a credit score are not one and the same.

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When you are faced with any sort of debt, it can be tempting to find the quickest and easiest solution of the day to pay it off. However, these are actually weak ways to deal with your debt, and can result in more problems and sometimes even more debt down the track.

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